Removing a tree in New Jersey can be an expensive process. You may feel the need to remove the tree because it’s ill or damaged. Or, you may simply consider the tree unsightly and want to remove it to improve the value of your property. In any case, you need to choose a tree service with the experience and professionalism to handle the work properly.

How to Find the Right Tree Service

Follow the steps below to get help from a tree service that you can trust.

Step by Step:

  1. Start by asking your neighbors: The best way to find a trustworthy service is to start with one that has completed work in your neighborhood. Ask your neighbors what services they have used, and if they would be willing to recommend them based on the service.
  2. Call several companies to compare prices and customer service: The difference in the amount charged by tree companies can be in the thousands of dollars. You may receive offers of $1200 to $10,000 Make sure that you consider several offers because tree companies do not always reliably show up.
  3. Verify their insurance: Only permit insured companies to handle your tree removal. Removing a tree can be dangerous work, and you may be held liable if uninsured workers are injured on your property. Any tree service should be able to provide their insurance upon request.
  4. Schedule a visit for an estimate: In most cases, you will not get a firm price until the tree service has come to your home to assess the tree. Their final price may depend on the height of the tree, the weight of the tree or the access to the tree (how close cranes and other vehicles can get).
  5. Get a firm date for service: Make sure you can get a firm date of service when you make the call. The tree service may not show up on the requested date on the hope that they can string you along for a little longer, maybe even increase the rate. This is why it’s necessary to collect more than just one offer. You need a backup ready.

Paying for Tree Removal with Insurance

You may be able to fully or partially cover the cost of the tree removal by filing a claim with your homeowner’s insurance. Your claim is more likely to be successful if the tree is an imminent danger to your home. A tree may become dangerous because of damage suffered in a storm, or because of a disease that makes branches likely to fall.

New Jersey law does not necessarily require you to pay for the removal of tree parts that fall on another’s property. For example, if the tree falls on your neighbor’s property, their own insurance should cover the damages.

Wait: Are you sure you want to make a claim?

Before you get your insurance involved, make sure that you consider the consequences. Removing a tree can be expensive, but making a claim can result in your insurance premiums increasing. That can cost a lot more over time.

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